Uncommon Knowledge About the Georgia Workers’ Compensation System
Most Georgia employees know little about the state’s workers’ compensation program and what happens if they’re injured at work. This lack of understanding can make the compensation process extremely confusing and stressful. Keep reading to learn more about workers’ compensation in the state of Georgia:
Total Indemnity Claims
The State Board of Workers’ Compensation reports that 39,899 indemnity claims occurred in Georgia in the calendar year 2014. Indemnity benefits in 2014 totaled $1,056,193,486. Additionally, 830 WC-26 forms indemnity forms were filed that year.
Lifetime Medical Care is Typically No Longer Available
In 2013, Georgia made a significant change to its workers’ compensation model: many workers were suddenly ineligible for benefits after eight years. As a story from NPR and ProPublica points out, this means that those with knee or hip replacements no longer qualify for coverage if, after a decade, their mobility devices wear out. In the most severe cases, however, injured workers may still qualify for long-term compensation.
Georgia Residents Fare Better Than Those Across the Border
Workers’ compensation in Georgia is far from perfect, but as another ProPublica story points out, employees there enjoy far greater compensation than those residing in Alabama. In a report comparing similar injuries across state lines, ProPublica revealed a maximum payment of $118,125 for Georgia workers who lose their arm, compared to just $48,840 for the same injury in Alabama.
Workers’ compensation varies significantly from one state to the next. As a Georgia resident, you could obtain significant compensation for your workplace injury, but your chances of claim acceptance are far greater if you work with a trusted workers’ compensation attorney.
The more you know about workers’ compensation in Georgia, the better. Contact Smith, Wallis and Scott, LLP today for more information.